If you have to stare at those shabby varnished kitchen cabinets and speckled pink countertops much longer, you’re going to scream.
A kitchen remodel — starting with a really big sledge hammer — is the only way to save your sanity.
Real-estate experts are with you on this one. Wisely chosen home upgrades can pay off in the long run with increased home value. But you have to come up with the money to get things rolling.
Time for a home equity loan, right? Well, maybe. If you have enough equity in your home.
But since 2008, when the sub prime mortgage bust hit, many homeowners have seen their home equity disappear.
If that’s the case, you’ll have to look for other funding sources. The good news is, there are options that don’t require collateral. Pink speckled counters, buh-bye.
Here are six suggestions for how to finance a remodel without equity.